Product Applications and Appetite Guides

The Business Insurance Product and Appetite Guide is designed to highlight the target industries and the kinds of organizations that Travelers Canada's Business Insurance segment is most interested in writing. 

Maximizing Your Business Insurance Opportunities

Travelers OPTIMA for Small Business offers your small business clients competitive pricing, superior service and easy quoting. And now, we’ve expanded our Business Insurance appetite to include middle market opportunities. Discover the many growth possibilities for your business.

Small Business Appetite 

Specialty Insurance Solutions 

Middle Market Appetite

Grow Your Book of Business

We can help you place many types of business classes that provide your customers with the level of support that they deserve and have come to expect. Our business insurance products offer broad coverage for your customers, along with responsive and experienced claim service and competitive premiums. In short, we offer quality products, proven market stability and broad eligibility –  making it easier than ever to serve your customers.

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OPTIMA-business-overview-document OPTIMA-business-overview-document

If you require more information on any of our Business Insurance applications or materials, please contact your Travelers Canada Business Development Manager or email one of our broker contacts.

  

Business Insurance Applications

Surety Applications

Applications

Contractors Questionnaire

Toronto Branch 
Vancouver Branch

Personal Net Worth Statement

Toronto Branch 
Vancouver Branch

Work on Hand Statement

Toronto Branch 
Vancouver Branch

Bank Letter of Reference

Toronto Branch 
Vancouver Branch

License and Permit Bonds/Customs & Excise Bonds

Up to $50,000

Select province/territory of client location

Application for Alberta, British Columbia, Northwest Territories, Saskatchewan, Yukon

Application for Manitoba, New Brunswick, Newfoundland/Labrador, Nova Scotia, Nunavut, Ontario, Prince Edward Island

Application for Quebec

Please submit the following documents with your application:

Province of Alberta applicants

Pursuant to the Guarantees Acknowledgement Act of Alberta, all personal indemnities must be accompanied by a signed Certificate of Notary Public. (Exception: sole proprietors signing on behalf of themselves are exempt from this requirement.)

Other Bond Types

  • Lottery Bonds

  • Securities Act Bonds

  • Tobacco Tax Bonds

  • Trustee in Bankruptcy

  • Carnet Bonds

Please contact us for more information about these bond types.

Over $50,000

Select province/territory of client location

Application for Alberta, British Columbia, Northwest Territories, Saskatchewan, Yukon

Application for Manitoba, New Brunswick, Newfoundland/Labrador, Nova Scotia, Nunavut, Ontario, Prince Edward Island

Application for Quebec

Fiduciary Bonds

Administration, Foreign Executors Bonds

Application for Alberta, British Columbia, Northwest Territories, Saskatchewan, Yukon

Application for Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Nunavut, Ontario, Prince Edward Island

Application for Quebec

Please submit the following documents with your application:

  • Personal Net Worth Statement – complete if sole proprietor or new company less than two years
  • Certificate of Independent Legal Advice is required for bonds over $150,000
  • Copy of the Will, if applicable
  • Copy of application to Court or Office of the Public Guardian and Trustee
  • Affidavits and/or Court Orders
  • Copies of all related correspondence

Guardianship Bonds/Committee Bonds

Application for Alberta, British Columbia, Northwest Territories, Saskatchewan, Yukon

Application for Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Nunavut, Ontario, Prince Edward Island

Application for Quebec

Please submit the following documents with your application:

  • Personal Net Worth Statement – complete if sole proprietor or new company less than two years
  • Certificate of Independent Legal Advice is required for bonds over $150,000
  • Copy of the Management Plan, approved by the Public Guardian or Trustee / Scheme of Management of Estate Assets
  • Copy of the Application to Replace the Public Guardian and Trustee as Statutory Guardian of Property
  • Documentation from the Public Guardian and Trustee Office with respect to the appointment or refusal of the applicant as Statutory Guardian
  • Copy of Will, if applicable
  • Consent(s) to appointment of Guardian by next of kin/Consents of beneficiaries

Lost Instrument Bonds

Application for Alberta, British Columbia, Northwest Territories, Saskatchewan, Yukon

Application for Manitoba, New Brunswick, Newfoundland/Labrador, Nova Scotia, Nunavut, Ontario, Prince Edward Island

Application / Affidavit of Loss for Quebec

Please submit the following documents with your Application:

  • Copy of letter from Transfer Agent confirming the stop transfer, must be dated within last twelve (12) months
  • Copy of the duly executed in triplicate and notarized Affidavit of Loss
  • If this submission involves an estate matter, certified notarial copies of all relative documentation granting legal fiduciary representation; ie - Letters Probate, Letters of Administration, Granted Powers of Attorney, Trusteeship etc. must be provided

  • If applicant is a public corporation, copy of latest year-end financial statements
  • If applicant is a private company, copy of latest year-end financial statements and Personal Net Worth Statement of all major shareholder(s)
  • If applicant is an individual, Personal Net Worth Statement
     
  • Certificate of Independent Legal Advice may be required:

Waiver of Probate Bonds

Up to $100,000

Application for Alberta, British Columbia, Northwest Territories, Saskatchewan, Yukon

Application for Manitoba, New Brunswick, Newfoundland/Labrador, Nova Scotia, Nunavut, Ontario, Prince Edward Island

Please submit the following documents with your application when additional signature is required on the Indemnity Agreement

  • For Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Nunavut, Ontario, Prince Edward Island

Personal Indemnitors Signature Page
Corporate Indemnitors Signature Page

  • For Alberta, British Columbia, Northwest Territories, Saskatchewan, Yukon

Personal Indemnitors Signature Page
Corporate Indemnitors Signature Page

  • Notarial copy of deceased’s Death Certificate and Copy of the Will, if applicable
  • Copy of letter from Transfer Agent confirming the requirement for Waiver of Probate Bond (Letter of Indemnity); must be dated within last twelve (12) months

Over $100,000 in addition to the above

Management and Professional Liability Applications

Applications

CyberRisk Short Application

CyberRisk Short Renewal Application

*refer to multi-coverage application for full CyberRisk Application